Shared ownership and Equity mortgages are associated with Government and Housing Association schemes such as New Buy.

New Buy is a Government backed ‘mortgage indemnity’ scheme that is designed to help people with smaller deposits buy a ‘new’ home. More information can on the New Buy scheme can be found at:

Some builders will offer equity loans on specific properties and you would need to check who in the area you are looking to purchase offer these schemes.

Mortgages for these schemes are specialised and limited to a small number of high street lenders. You advisor at Hawke FS will be happy to advise and arrange the most suitable mortgage deal for you.